Your Dream Home Comes With More Than You Think

Exclusive Incentives at Smotherman Estates make homeownership more attainable than ever!

Interest Rates As Low As 4.99%

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Interest Rates As Low As 4.99% |

Interest Rate Buydown

Take advantage of special financing opportunities that can lower your monthly payment when using Smotherman Estates preferred lender. Qualified buyers may have access to rates as low as 4.99%

Builder- Paid Closing Costs

Our local builders offer contributions towards eligible closing costs, helping reduce your out-of-pocket expenses at closing!

Quality Homes by Local Builders

Discover our beautifully designed new construction homes on spacious lots with custom details and quality craftsmanship from some of Middle Tennessee’s most trusted builders.

What Is An Interest Rate Buydown?

A LOWER INTEREST RATE COULD MEAN MORE BUYING POWER!

An interest rate buydown is a financing arrangement that helps reduce a buyer’s mortgage interest rate. Depending on the available program, a builder can contribute money towards either a temporary or permanent rate reduction.

A lower interest rate can mean a lower monthly payment, allowing you to explore homeownership with potentially greater affordability.

rate buy down = lower monthly payment = more money in your pocket!

Interested In Our Incentives?

Find out what our special incentives and builder contributions could look like for you in Smotherman Estates!

Special financing and builder incentives available on select homes for qualified borrowers. Interest rates of 4.99% are based on lender-approved financing, credit qualification, and product availability. Rate, terms, and incentives are subject to change. Contact us today for full details and disclosure information.